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A not-for-profit business support group has said small firms should start planning now for harsh winter weather to avoid being caught out by sudden cold snaps as seen during the previous two years.
 
The Forum of Private Business has made the warning with forecasters predicting an end to the unseasonably mild conditions across the UK towards the end of November. 

The Forum says SMEs can be particularly vulnerable to the impact of freak weather and should start planning ahead by checking their premises are winter-proof, insurance is up to date, and contingency plans are well-thought-out in case staff can't get in to work.
 
The past two winters have seen Arctic weather cause havoc for British businesses due to the disruption, and, according to early long range forecasts, December is likely to start with severe frosts with the chance of snow for many areas closer to Christmas.
 
"Disruptive snowfall hampers deliveries, triggers heating and power failures, and can sometimes mean employees can't get to work," said the Forum's Head of Campaigns, Jane Bennett.
 
"The past few winters have demonstrated just how susceptible the UK is to extreme weather, and the cost to business quickly runs into millions. When infrastructure grinds to a halt staff can't get in to work, and that's a body blow which hits small firms with fewer staff the hardest.
 
"It's essential small businesses do all they can themselves to mitigate the impact, and being proactive now will mean not having to rush out a last minute reactive plan on the eve of bad weather, which may not be all that effective.
 
"It is worth remembering prevention is also better than cure – something as simple as making sure water pipes are lagged could save a business thousands in lost revenue if it has to close because of flooding. Businesses need to think about their contingency plans now to ensure they aren't put out of action by another nasty winter," she added.
 
According to data from YouGov's Omnibus SME survey, 13% of small businesses said they were ‘seriously' impacted by last winter's bad weather, and 37% said they experienced weather-related problems of some sort.
 
While small businesses will usually get an insurance payout to cover damage to their property after freak events, they are highly vulnerable to the steep drop in turnover which often follows as customer records are lost, phone calls and emails go unanswered and clients take their custom elsewhere.

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